If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
|
CIT Bank
 |
1.10%
Date: May 14, 2012
|
|
Ally Bank
|
1.09%
Date: May 15, 2012
|
| Highest Rates Recent Rate Changes | |
| Public Savings Bank 2 Year CD Account |
1.28%
Date: Mar 14, 2012
|
| Hyperion Bank 2 Year CD Account |
1.20%
Date: May 16, 2012
|
| The Bank of Princeton 2 Year CD Account |
1.20%
Date: May 3, 2012
|
| Monument Bank 2 Year CD Account |
1.15%
Date: May 11, 2012
|
| Utilities Employees Credit Union 2 Year CD Account |
1.05%
Date: May 16, 2012
|
| Riverfront Credit Union 2 Year CD Account |
1.05%
Date: May 7, 2012
|
| Hyperion Bank 12 Month CD Account |
1.02% to
0.75% Date: May 16, 2012
|
| Superior Credit Union 12 Month CD Account |
0.90% to
0.60% Date: May 16, 2012
|
| Polonia Bank 12 Month CD Account |
0.60% to
0.50% Date: May 14, 2012
|
| Susquehanna Bank 12 Month CD Account |
0.25% to
0.20% Date: May 10, 2012
|
| Franklin Mint Federal Credit Union 12 Month CD Account |
0.50% to
0.40% Date: May 8, 2012
|
| Nova Savings Bank 12 Month CD Account |
0.70% to
0.60% Date: May 7, 2012
|
